New Mexico DMV Practice Test 2025 – Complete Driver Exam Prep

Question: 1 / 400

What is the potential consequence of failing to maintain minimum property damage coverage in New Mexico?

Higher car repair costs

License suspension

Maintaining minimum property damage coverage is a legal requirement for drivers in New Mexico. If a driver fails to carry this necessary insurance, they can face serious consequences, one of which can be the suspension of their driver's license. This is because operating a vehicle without the required insurance coverage puts both the driver and other road users at risk financially in the event of an accident resulting in property damage. The state enforces these requirements to ensure that all drivers can cover damages they may cause, promoting responsible driving behavior and contributing to overall road safety. The other options, while they can be related consequences of driving without insurance, do not specifically address the direct legal ramifications of not maintaining minimum property damage coverage as effectively as license suspension does.

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Increased insurance rates

Legal penalties

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